How Realtors Win with Elixir Mortgage Lending

Helping Agents in CA, FL, and Nationwide Close More Investor Deals

When you partner with Elixir Mortgage Lending, you're not just gaining a lender - you're gaining a strategic advantage.
In today's market, success means helping every client - from first-time homebuyers to experienced investors - find the right financing fast.

And for Realtors who work with investors, our DSCR (Debt Service Coverage Ratio) loan program is the game changer.

🌎 Why Realtors Choose Elixir

✅ We Make You Look Good
When your buyers can close fast and with flexible underwriting, it reflects well on you. We specialize in hard-to-place loans, giving you more ways to say yes to every client.

✅ We're in California & Florida - and Beyond
While our core focus is CA and FL, our DSCR loan program is available in over 40 states nationwide - helping you work confidently with investor clients wherever they buy.

✅ We Move Fast
Bridge loans, hard money, and DSCR loans are structured for quick turnarounds. We know timing is everything in real estate.

💡 Spotlight: The DSCR Advantage

Our Nationwide DSCR Program is designed for real estate investors who want to qualify based on property income - not personal tax returns.

Here's how Realtors and their clients benefit 👇

🧩 Step 1: Understand the DSCR Ratio

The Debt Service Coverage Ratio (DSCR) measures how much rental income a property generates compared to the loan payment.
We qualify investors with ratios starting as low as 0.8 and higher - meaning even underperforming rentals can get financed!

💬 Example:
If a property earns $4,000/month in rent and the loan payment is $5,000, that's a 0.8 DSCR - and we can still make that deal happen.

💸 Step 2: Show the Investor Flexibility

• No tax returns or W-2s required.

  Verify my mortgage eligibility (Nov 4th, 2025)

• Loans up to 80% LTV.

• Short-term and long-term rental properties both qualify.

• Close in 2 - 3 weeks, often faster than conventional lenders.

  Verify my mortgage eligibility (Nov 4th, 2025)

🏘️ Step 3: Use Nationwide Reach to Your Advantage

We help investors expand portfolios beyond local markets:

• California coastal rentals

• Florida short-term vacation properties

  Verify my mortgage eligibility (Nov 4th, 2025)

• Nationwide portfolio growth - over 40 states eligible

Your clients can buy anywhere, and you stay their go-to Realtor with the right lending partner.

🚀 Step 4: Partner with Confidence

Elixir Mortgage Lending provides Realtor partners with:

• Dedicated account managers

• Fast pre-approvals

• Rate sheets and marketing materials you can share

  Verify my mortgage eligibility (Nov 4th, 2025)

• Real investor solutions - not roadblocks

🔑 The Realtor Win

When your buyer wins, you win.
Whether it's a primary home, a bridge loan, or a rental investment through DSCR financing - Elixir helps you close faster, smarter, and nationwide.

📞 800.558.0496
🌐 ElixirMortgageLending.com
NMLS #1704105 | BRE #01901050