Loans can be complicated however it doesn’t have to be with the help of our lending experts. No two loan scenarios are the same and we understand every loan needs to be tailored to your need. In California we are a one stop shop for Primary Residence, second home, Investment properties residential well as commercial. Nationwide, we offer non-owner occupied investment properties, residential and commercial. We offer easy low documented loans with no income verification.
We understand purchasing or refinancing a home or property can be stressful so we’re here to make the complicated lending process simple for you with the help of our mortgage experts. We offer Full Service in California. Nationwide non-owner occupied investment properties. No loan is too small or too big and will be handled with care. We offer loans from 50K-25M Nationwide. We pride ourselves with Service, Speed & Satisfaction.
Elixir Mortgage Lending is a full-service lender in California offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA & VA. For self-employed borrowers who maybe writing off income on taxes we have alternative financing options using cash-flow to qualify rather than income shown on taxes. We offer Bank Statement programs, VOE and variety of asset-based loan programs. For prime borrowers with stellar credit/income we offer unbelievably low rates and fast close. For underserved borrowers with credit blemishes we offer loan programs with lower credit score requirement, higher debt to income thresholds which are easier to qualify. For homeowners experiencing challenging financial times we offer some bail out loan options. We understand no two borrowers are the same and have different financial circumstances and we tailor our programs to your need. We offer some programs for international borrowers who are looking to live in California however may lack complete legal documentation such as social security number, we offer ITIN loan programs. For international investors who are looking to borrow money on their investment properties here in the United States we offer Foreign National programs in select states. We offer an array of different loan programs for investors who are looking to qualify with low documentation and no income qualification nationwide. We offer Hard Money, Fix&Flip, Rehab and Bridge loans. Borrower in select states looking to get rehab loans we offer discounts on purchase of material cost. We offer cash-out refinance on investment properties on select states up to 80% loan to value. We offer investors looking to purchase or refinance single or multi-unit properties Long Term Rentals programs.