Welcome to Elixir Mortgage Lending – Your Trusted Source for Smarter Financing At Elixir Mortgage Lending, we specialize in personalized home and investment property loans with an emphasis on flexibility, speed, and transparency. 📍 Licensed in California & Florida🏘️ Nationwide Investment Lending in Select States 💼 Our Loan Programs Include: 🏡 Home Purchase & Refinance […]
Introduction: With fluctuating interest rates and changing economic conditions, many homeowners wonder if now is the right time to refinance. Refinancing can lead to lower monthly payments, better loan terms, or cash for major expenses. This blog explores when refinancing makes sense, what to watch out for, and how to make the most of today’s […]
💼 No Income? No Problem – Qualify with Your Assets Traditional income documentation isn’t always the best way to show financial strength – especially for retirees, investors, or high-net-worth individuals. That’s where asset-based lending comes in. With our asset-based home loans, you can qualify for financing using your verified liquid assets – such as savings, […]
Home equity, the difference between the market value of your home and the amount you owe on your mortgage, is a valuable financial asset. Homeowners can leverage this equity to achieve various financial goals, such as funding home improvements, paying off high-interest debt, or investing in education. In this blog, we’ll discuss different ways to […]
Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This can be a beneficial strategy for homebuyers looking to lower their monthly payments and save on interest over the life of the loan. In this blog, we’ll explore what mortgage points […]
