Nationwide Investment Property Lending – Simple Steps to Bridge Loans, Fix & Flip, Hard Money, and DSCR

At Elixir Mortgage Lending, we understand that real estate investors and homeowners sometimes feel overwhelmed by the lending process. That's why we've designed financing options that are straightforward, fast, and nationwide. Whether you're in Los Angeles, San Diego, Miami, or anywhere across the U.S., we help you move forward with confidence.

Here's how our Bridge Loans, Mixed-Use Property Loans, Hard Money Loans, and DSCR Programs work - broken down into simple steps.

Step 1: Identify Your Goal

Before choosing a loan, ask yourself:

• Do I need short-term financing to close quickly? → Bridge Loan

  Verify my mortgage eligibility (Oct 9th, 2025)

• Am I buying or refinancing a property that combines residential + commercial? → Mixed-Use Loan

• Do I need flexible approval with lower FICO or limited documentation? → Hard Money Loan

• Do I want to qualify based on rental property income, not personal tax returns? → DSCR Loan

  Verify my mortgage eligibility (Oct 9th, 2025)

Step 2: Get Pre-Qualified

With Elixir Mortgage Lending, pre-qualification is fast and doesn't require perfect credit.

• For Bridge Loans: We look at your property's equity and ability to repay once the transition is complete.

• For Mixed-Use Properties: We evaluate both rental and commercial potential.

  Verify my mortgage eligibility (Oct 9th, 2025)

• For Hard Money Loans: Approval is based primarily on property value, not your credit score.

• For DSCR Loans: We qualify you based on rental income vs. loan payments.

Step 3: Customize Your Financing

Every borrower is different, so we build a financing plan that works for you.

• Short-term or long-term

• Interest-only options available

• Solutions for non-owner occupied rentals

  Verify my mortgage eligibility (Oct 9th, 2025)

• Programs that allow lower FICO borrowers to move forward

Step 4: Close Quickly & Access Funds

Speed matters in real estate. Unlike traditional banks, we move fast:

• Bridge and Hard Money Loans can fund in days, not weeks.

  Verify my mortgage eligibility (Oct 9th, 2025)

• DSCR and Mixed-Use Loans streamline approval by focusing on property income.

• Funds can be used for purchases, refinances, renovations, or expansion.

Step 5: Build Wealth Through Real Estate

Your financing is just the beginning. These programs allow you to:

• Expand your rental portfolio nationwide

• Reinvest profits into new opportunities

• Benefit from real estate's role as a hedge against inflation

  Verify my mortgage eligibility (Oct 9th, 2025)

• Take advantage of tax benefits like depreciation and interest deductions

Why Borrowers Choose Elixir Mortgage Lending

• ✅ Nationwide lending for investors and homeowners

• ✅ Experience with Bridge Loans Los Angeles, Hard Money Loans Nationwide, and DSCR Loans for rental income

  Verify my mortgage eligibility (Oct 9th, 2025)

• ✅ Flexible programs for lower FICO borrowers

• ✅ Match & Beat pricing for competitive advantage

• ✅ Personalized guidance from start to finish

  Verify my mortgage eligibility (Oct 9th, 2025)

📍 Serving California, Florida, and Investors Nationwide
📞 Call 800.558.0496 | 🌐 Visit ElixirMortgageLending.com
NMLS# 1704105 | BRE# 01901050

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