Bridge Loans, Hard Money Loans & Investment Property Financing in Los Angeles, CA

Smart financing moves fast.
In today's competitive real estate market, serious investors need flexible, short-term loan solutions that move as quickly as they do.

At Elixir Mortgage Lending, we help investors nationwide - with a focus on California and Florida - secure funding for flips, bridge opportunities, and investment properties. Whether you need to close fast or unlock equity in an existing property, our short-term financing options are designed to help you act decisively and grow confidently.

💼 Why Investors Choose Bridge & Hard Money Loans

Traditional banks move slowly. Appraisals, income verification, and rigid underwriting can delay deals - often costing investors prime opportunities.

That's where bridge loans and hard money loans step in.

These private financing options are built for speed, flexibility, and opportunity. They help you:

• Close in days, not months

• Fund renovation or construction projects

  Verify my mortgage eligibility (Oct 28th, 2025)

• Purchase under LLCs or investment entities

• Leverage equity for new acquisitions

• Reposition or stabilize a property for long-term financing

  Verify my mortgage eligibility (Oct 28th, 2025)

🌎 Nationwide Reach - Local Expertise

Elixir Mortgage Lending proudly serves investors across the U.S., with dedicated programs for California and Florida investors:

California Programs

• Primary Residence & Short-Term Help: Access liquidity for short-term cash needs without permanent refinancing.

• 1st, 2nd, or 3rd Liens Available (case-by-case)

  Verify my mortgage eligibility (Oct 28th, 2025)

• Maximum 60% LTV for asset-based approvals

• Flexible underwriting for experienced investors and self-employed borrowers.

• Ideal for Bridge Loans Los Angeles, Hard Money Loans Los Angeles CA, and DSCR Loan Los Angeles financing scenarios.

  Verify my mortgage eligibility (Oct 28th, 2025)

Florida Programs

• 1st Lien Only - focused on strong equity positions and quick-turn projects

• Designed for investment property loans and short-term bridge financing

• Streamlined processing and asset-based qualifications

  Verify my mortgage eligibility (Oct 28th, 2025)

🏦 Our Core Loan Programs

🔹 Bridge Loans Los Angeles

Temporary financing used to "bridge" between buying a new property and selling another.
Use Case: Close fast on your next deal while existing property equity is pending sale.
Features:

• Short-term (6 - 24 months)

• Interest-only payments

  Verify my mortgage eligibility (Oct 28th, 2025)

• Flexible collateral options

🔹 Hard Money Loans Los Angeles CA

Asset-based financing designed for investors who value speed over paperwork.
Use Case: Fix & flip, cash-out refinance, or investor rehab projects.
Features:

• Quick closings (as fast as 7 days)

  Verify my mortgage eligibility (Oct 28th, 2025)

• Competitive rates for experienced borrowers

• 1st, 2nd, or 3rd lien positions considered (California only)

• 60% max LTV (California), 1st lien only (Florida)

  Verify my mortgage eligibility (Oct 28th, 2025)

🔹 DSCR Loan Los Angeles

For investors building long-term rental portfolios.
Use Case: Buy or refinance rental properties using Debt Service Coverage Ratio (DSCR) instead of income documentation.
Features:

• Qualification based on property cash flow, not borrower income

• Ideal for LLCs and portfolio investors

  Verify my mortgage eligibility (Oct 28th, 2025)

• Flexible prepayment options

🔹 Investment Property Loans Los Angeles

Financing solutions designed for seasoned investors acquiring or refinancing income-producing assets.
Use Case: Multifamily, SFR portfolios, mixed-use, and light commercial properties.
Features:

• Nationwide investor eligibility

  Verify my mortgage eligibility (Oct 28th, 2025)

• Tailored to real estate entrepreneurs

• Short-term or long-term options available

📋 Simple Steps to Get Started

Step 1: Submit a Quick Scenario

Send us a basic outline of your project - purchase price, loan amount, exit plan, and property details.

Step 2: Receive Same-Day Term Sheet

We'll review your scenario and provide customized terms based on property value, equity, and risk profile.

Step 3: Fast Underwriting & Valuation

We focus on asset strength and borrower experience, not just income documentation.

Step 4: Close & Fund

Our bridge and hard money programs can close in as little as 7 - 10 days with clear title and appraisal.

Step 5: Execute Your Exit Strategy

Once stabilized, refinance to long-term DSCR or conventional financing - we'll help you transition seamlessly.

🧭 Why Investors Partner with Elixir Mortgage Lending

✅ Nationwide Access - Local Expertise
Serving CA, FL, and investors across the U.S.

✅ Flexible Loan Structures
Bridge, fix & flip, DSCR, or cash-out - customized for each deal.

✅ Fast Closings & Transparent Terms
No hidden fees, no last-minute surprises.

✅ Investor-Focused Mindset
We understand timelines, ROI, and the need for reliable execution.

📍 Elixir Mortgage Lending - Your Partner for Smart Real Estate Funding
From Los Angeles to Miami, we help investors finance opportunities with confidence.

📞 Call 800.558.0496 or visit ElixirMortgageLending.com
NMLS# 1704105 | BRE# 01901050

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