Conventional & FHA Loans in Aliso Viejo — Plus the Big Credit Score Change Coming November 16, 2025

What Homebuyers & Homeowners Need to Know in Today’s Market The mortgage landscape is shifting quickly – especially in Aliso Viejo, where home values, lending standards, and borrower profiles continue to evolve. One of the most important updates arriving this year is the integration of VantageScore as an allowable credit scoring model for certain mortgage […]

Bridge Loans, Hard Money Loans, and Investment Property Financing in Los Angeles, CA

When Opportunity Moves Fast – So Should Your Financing In Los Angeles, real estate opportunities don’t wait. Whether you’re an investor flipping a property, a developer funding renovations, or a homeowner bridging between homes, you need financing that’s flexible, fast, and creative. At Elixir Mortgage Lending, we specialize in Bridge Loans, Hard Money Loans, and […]

50-Year Mortgage: What It Means & Whether It’s Right for You

(Based on the recent proposal from Donald Trump for longer mortgage terms) Straight Arrow News+1 🔍 What’s the Proposal? President Trump recently floated the idea of offering a 50-year fixed-rate mortgage under government-backed programs – a shift from the traditional 30-year standard. Yahoo Finance+1The concept: extend the amortization period so monthly payments are lower, thereby […]

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