Robert Loved His San Diego Home Robert had lived in San Diego for more than 20 years. His home had increased in value. His mortgage balance was relatively small. Retirement, however, changed his monthly cash flow. Property taxes continued. Insurance continued. Home repairs continued too. Robert had retirement savings, but he did not want to […]
Michael Had Wealth. He Just Didn’t Have a Big Paycheck. Michael had spent decades building wealth. He owned his Aliso Viejo home. He also had substantial savings and investments. However, his monthly income had changed. Michael recently stepped away from full-time work. He no longer received the paycheck he once did. Then he decided to […]
David Had Income. His Tax Returns Told a Different Story. David owned a successful business in Orange County. Business was good. His deposits were steady. He also had money saved for a home. So, David expected mortgage approval to be simple. It wasn’t. His tax returns included business deductions. Those deductions lowered his taxable income. […]
Jason Found the Home He Wanted Jason had been searching for a home in Aliso Viejo. Then he found it. The location was right. The home also had the space he wanted. However, the financing was different. Jason needed a larger loan amount. His credit was strong. He also had savings and steady income. Still, […]
One Homeowner. More Than One Financing Problem. Mark had owned his Aliso Viejo home for years. His income was strong. His home had also gained equity. On paper, getting a mortgage should have been simple. It wasn’t. Mark owned a business. His tax returns included deductions. Therefore, his taxable income did not show his complete […]
