By Elixir Mortgage Lending – Your Trusted Local Lender in California & Florida The Federal Reserve’s latest announcement has everyone talking – and for good reason. With the next Fed meeting expected to bring another rate cut, homeowners and buyers in California, Florida, and across the U.S. have a golden window of opportunity. Mortgage rates […]
Buying or refinancing a home in Aliso Viejo can be easier than you think – especially when you have the right local team on your side. At Elixir Mortgage Lending, we understand the local market, and we’re here to help you find the best loan for your goals. Whether you’re buying your first home, refinancing, […]
Elixir Mortgage Lending: Your Expert Partner for Fast, Flexible, and Strategic Real Estate Funding In today’s unpredictable real estate climate, many Los Angeles property owners and investors are running into a familiar challenge: limited cash flow, maturing loans, or slow conventional approvals. Whether you’re managing 1 – 4 unit investment properties, preparing for a cash-out […]
The past few years have brought new challenges for homeowners across Southern California. Wildfires, sharp rate increases, and rising costs have pushed many into tight corners – late payments, credit stress, or uncertainty about next steps. But there are paths forward. As a licensed mortgage expert in California and Florida, Elixir Mortgage Lending has helped […]
The Current Landscape: Market Cooling & Low Default Activity San Diego’s housing market is showing signs of cooling. Median home prices have dropped ~1.5% year-over-year, with homes selling in 39 days on average. Redfin In June 2025, the median sale price in San Diego County was $917,500 – down ~3.3% from the previous year. NBC […]
