The past few years have brought new challenges for homeowners across Southern California. Wildfires, sharp rate increases, and rising costs have pushed many into tight corners – late payments, credit stress, or uncertainty about next steps. But there are paths forward. As a licensed mortgage expert in California and Florida, Elixir Mortgage Lending has helped […]
The Current Landscape: Market Cooling & Low Default Activity San Diego’s housing market is showing signs of cooling. Median home prices have dropped ~1.5% year-over-year, with homes selling in 39 days on average. Redfin In June 2025, the median sale price in San Diego County was $917,500 – down ~3.3% from the previous year. NBC […]
The San Diego housing market is showing signs of cooling: prices have dipped about 1.2% year over year and more homes are sitting longer on the market. Allied Schools Rising mortgage rates and affordability constraints are pushing buyers and sellers into a standoff. AP News+2NBC San Diego+2 In this environment, homeowners and investors face tough […]
Real estate moves fast. Your financing should too. At Elixir Mortgage Lending, we offer nationwide investment property loans with no income verification – including bridge loans, rehab (fix & flip), hard money, and DSCR loans – for purchases, cash-out, matured-loan takeout’s, and refinances. Below is a clear, step-by-step guide that helps investors act quickly while […]
Securing the right mortgage loan in Los Angeles can be overwhelming if you don’t know where to start. With so many programs, lenders, and terms, borrowers often feel confused about which option is best for their situation. At Elixir Mortgage Lending, our goal is to simplify the process while providing you access to programs from […]
