When real estate markets move fast and opportunity knocks, the right financing can make the difference between buying the deal and missing the deal.This blog dives into bridge loans and fix-and-flip loans – what they are, why they matter, how they work nationwide (including California & Florida), and how Elixir Mortgage Lending helps investors secure […]
Unlike traditional loans, a reverse mortgage allows homeowners aged 62 and older to tap into their home equity without giving up ownership or monthly payments. San Diego’s housing market – with its high property values and strong appreciation – makes this one of the most powerful tools for retirees and long-time homeowners. But not every […]
Helping Self-Employed, Small Business Owners & Credit-Worthy Borrowers Qualify Without Traditional Income Proof In today’s evolving housing market, many credit-worthy homeowners in California and Florida are struggling to qualify for loans through traditional lenders – not because they can’t afford it, but because their income doesn’t fit a standard mold. If you’re self-employed, own a […]
Unique Features Aliso Viejo was incorporated in 2001 and is one of the newer cities in Orange County. Wikipedia+1 The city hosts approximately 51,000 residents, with a median age of about 38.6 years. Census Reporter+1 Households: around 19,421 households, with about 56.6% owner-occupied homes. Point2Homes+1 Median household income is high (approx. $137,970) indicating a relatively […]
A DSCR (Debt Service Coverage Ratio) Loan lets you qualify based on rental income, not tax returns.If your property earns enough to cover the mortgage – you qualify. ✅ Rates starting at 5.99%✅ DSCR ratios from 0.8 and up✅ Available for short-term and long-term rentals✅ No tax returns or W-2s required For investors building rental […]
