The Federal Reserve just announced a 0.25% interest rate cut, lowering the benchmark rate to a range of 3.75% – 4.00%.It’s the second cut this year – a sign the Fed wants to support a cooling economy, bring inflation closer to target, and make borrowing easier. But what does this really mean if you own […]
When the Fed meets, borrowers pay attention – because even though mortgages don’t move instantaneously when the Fed acts, the announcement can shift expectations, bond markets, and ultimately your loan options. Here’s how to parse what’s ahead, what the upsides and downsides are, and what you should do. 🔍 Step 1: Watch the Fed’s Likely […]
In today’s market, many successful homeowners and business owners face a frustrating reality – strong credit, significant equity, but no traditional income on paper. Whether it’s because you’re self-employed, between transitions, or reinvesting into your business, it can feel like traditional lenders just don’t see the full picture. At Elixir Mortgage Lending, we specialize in […]
In real estate investing, timing and liquidity are everything.Whether you’re expanding your portfolio, renovating, or simply optimizing returns, a cash-out refinance for investment property can be a powerful financial tool. At Elixir Mortgage Lending, we help investors across the U.S. use business purpose loans and cash-out refinance programs to unlock equity and strengthen their next […]
When time runs out, the right financing partner makes all the difference. Recently, we helped a client in Los Angeles who was in a tough spot:His investment property loan was maturing, the market was slow, and buyers weren’t biting fast enough. He didn’t want to panic-sell – but he also didn’t want to default or […]
