Helping Self-Employed, Small Business Owners & Credit-Worthy Borrowers Qualify Without Traditional Income Proof In today’s evolving housing market, many credit-worthy homeowners in California and Florida are struggling to qualify for loans through traditional lenders – not because they can’t afford it, but because their income doesn’t fit a standard mold. If you’re self-employed, own a […]
Unique Features Aliso Viejo was incorporated in 2001 and is one of the newer cities in Orange County. Wikipedia+1 The city hosts approximately 51,000 residents, with a median age of about 38.6 years. Census Reporter+1 Households: around 19,421 households, with about 56.6% owner-occupied homes. Point2Homes+1 Median household income is high (approx. $137,970) indicating a relatively […]
A DSCR (Debt Service Coverage Ratio) Loan lets you qualify based on rental income, not tax returns.If your property earns enough to cover the mortgage – you qualify. ✅ Rates starting at 5.99%✅ DSCR ratios from 0.8 and up✅ Available for short-term and long-term rentals✅ No tax returns or W-2s required For investors building rental […]
We specialize in DSCR Loans, Bridge Loans, and Investment Property Loans throughout California and Florida.Here’s how we help our investor clients overcome today’s challenges 👇 Step 1: Property Income Analysis We calculate your DSCR using both actual and market rent potential to identify qualification opportunities. Step 2: Creative Loan Structuring We tailor your loan to […]
For many Los Angeles homeowners, a home isn’t just a place to live – it’s their largest financial asset. With home values remaining strong, now may be the perfect time to tap into your home equity safely and strategically.That’s where a Reverse Mortgage Loan can help. At Elixir Mortgage Lending, we specialize in guiding homeowners […]
